Apex Tres 2027 Medical Plans
Apex Tres medical plan options for 2027 — Premier $1,000, MEC Advantage, and MEC Advantage with GLI.
If you are currently enrolled in the 2026 plan, you will be rolled over into this new plan automatically.
Your new plan starts 1/1/2027. The Apex Tres plans replace the 2026 UHC FlexWork plans: MVP FlexWork Edge moves to Apex Tres Premier $1,000, FlexWork Enhanced MEC moves to Apex Tres MEC Advantage, and FlexWork MEC with EHIP moves to Apex Tres MEC Advantage with GLI.
Plan Options
2027 Coverage Summary
| Benefit | Apex Tres Premier $1,000 | Apex Tres MEC Advantage | Apex Tres MEC Advantage with GLI |
|---|---|---|---|
| Deductible / cost share | Deductible EE/Fam: $1,000 / $2,000; Coinsurance: 0% | Deductible $0; Coinsurance 0% | Deductible $0; Coinsurance 0% |
| Annual out-of-pocket max | Employee $9,100; Family $18,200 | Employee $7,900; Family $15,800 | Employee $7,900; Family $15,800 |
| Preventive services & meds | $0 (unlimited) | $0 (unlimited) | $0 (unlimited) |
| Office visits (PCP / specialist) | $25 / $50 (unlimited) | $20 / $50 (3 per year, 6 combined) | $20 / $50 (3 per year, 6 combined) |
| Chiropractor & acupuncture | $75 (10 per year) | Not covered | Not covered |
| Minor lab & imaging | Radiology $0 preferred; $50 lab, 30% after ded. (unlimited) | $50 in offices (5 tests per year) | $50 in offices (5 per year) |
| Major lab & imaging | $0 preferred / $350 (2 per year) | $200 (1 test per year) | $200 (1 per year) |
| Urgent care |