Critical Illness
Help protect your savings if a serious illness strikes.
A critical illness such as stroke, heart attack, or cancer could strike at any time, with no warning. You may think you're covered with your existing health insurance, but illnesses can bring out-of-pocket expenses you don't expect, including co-pays, deductibles, and transportation to treatment centers.
Serious illness is not only something many people experience, it's an event with serious financial consequences. 9 out of 10 people know someone or have a family member who has a critical illness, and 62% of bankruptcies are the result of medical causes. Critical Illness Insurance offered at your workplace can help protect your savings so you can spend time getting better, not worrying about unexpected costs.
Benefit Amounts
- Employee: lump sum benefit of $10,000 to $30,000 in increments of $10,000
- Spouse: up to 50% of employee benefit
- Child: 25% of employee benefit
Base Covered Conditions
| Condition | First Occurrence | Second Occurrence |
|---|---|---|
| Invasive Cancer | 100% | 100% |
| Carcinoma In Situ | 30% | 0% |
| Benign Brain Tumor | 75% | 0% |
| Skin Cancer | $250 per lifetime | Not included |
| Heart Attack | 100% | 100% |
| Stroke | 100% | 100% |
| Heart Failure | 100% | 100% |
| Arteriosclerosis | 30% | 0% |
| Organ Failure | 100% | 100% |
| Kidney Failure | 100% | 100% |
Available with a Cancer and Infectious Disease rider. Infectious Disease rider benefit effective 10/1/2021 and not before that date. See SPD, SBC, brochures, flyers and/or policy contract for full detail.