Accident
Protect yourself and your loved ones against the unforeseen costs of an accident.
Accident insurance will provide you with a way to strengthen financial security. An accident could easily leave you financially strained. While it's common to feel that health plans and disability insurance have you safely covered for accidents, there can be significant gaps in their protection. Accident Insurance provides a lump sum benefit based on the type of injury (or covered incident) you sustain or the type of treatment you need.
Covered Injuries
| Covered Injury | Advantage Plan | Premier Plan |
|---|---|---|
| Accident Emergency Treatment | $300 | $500 |
| Accident Follow-Up Visit (Doctor) | $50/day up to 2 visits | $50/day up to 2 visits |
| Ambulance | $200 | $300 |
| Appliance | $125 | $175 |
| Chiropractic Visits | $50/day up to 5 visits | $75/day up to 5 visits |
| Coma | $10,000 | $12,500 |
| Concussions | $300 | $450 |
| Dislocations | Schedule up to $8,000 | Schedule up to $12,000 |
| Diagnostic Exam (Major) | $500 | $500 |
| Eye Injury | $500 | $750 |
| Fracture | Schedule up to $10,000 | Schedule up to $15,000 |
| Hospital Admission | $2,000 | $3,000 |
| Hospital Confinement | $500/day, up to 1 yr | $750/day, up to 1 yr |
| Hospital ICU Admission | $4,000 | $6,000 |
Coverage applies on and off the job for both plans.
See SPD, SBC, brochures, flyers and/or policy contract for full detail. Final rates can fluctuate a few cents on your paycheck. The benefit highlights and summaries are not an official outline of coverage.