Highmark United Concordia Dental
Highmark United Concordia Dental — Elite Plus network, effective January 1, 2027.
If you are currently enrolled in the 2026 plan, you will be rolled over into this new plan automatically.
Highmark United Concordia Dental replaces UHC Dental effective 1/1/2027. Reimbursement is based on the Elite Plus 90th percentile. Network dentists agree to accept United Concordia allowances as payment in full for covered services; non-network dentists may bill you for the difference.
2027 Monthly Rates
| Coverage Tier | Monthly Rate |
|---|---|
| Employee Only | $21.44 |
| Employee + Spouse | $38.24 |
| Employee + Children | $40.00 |
| Family | $58.60 |
Benefit Summary
| Benefit Category | In-Network | Non-Network |
|---|---|---|
| Class I — Diagnostic/Preventive (exams, x-rays, cleanings, fluoride, sealants, space maintainers) | 100% | 100% |
| Class II — Basic (palliative treatment, fillings, simple extractions) | 90% | 90% |
| Class III — Major (endodontics, periodontics, complex oral surgery, anesthesia, crowns, bridges, dentures, implants) | 60% | 60% |
| Orthodontics for dependent children to age 19 | 50% | 50% |
| Maximums & Deductibles | Amount |
|---|---|
| Annual Deductible (per person / per family) | $50 / $150 (excludes Class I and Orthodontics) |
| Annual Maximum (per person) | $1,000 (excludes Orthodontics) |
| Lifetime Orthodontic Maximum (per person) | $1,000 |
Dependent children are covered to age 26.
Annual Maximum Rollover
Members can roll over $300 of unused benefit dollars to the following plan year if they received an exam, used less than 50% of the annual program maximum during the plan year, and were enrolled in the dental plan a minimum of 100 days prior to the end of the plan year. Each covered member can roll over $300 per year, up to $1,200 per person.